Ownership is four tests, not a slogan
Almost every notes and planning tool now says some version of you own your data, and the phrase means anything from your files sit in a folder you control to we will let you download a zip on the way out. The way through the marketing is to stop treating ownership as a property of tools and start treating it as a practice you run, defined by four tests. Can you read the data without the vendor's software running? Can you copy all of it, freely and completely? Can you back it up yourself, on your own schedule, to places you choose? Can you leave for another tool without losing the substance of what you made?
Run honestly, the tests produce a useful map rather than a purity contest. A local folder of markdown passes all four by construction. A well-behaved app with real export passes most of them most of the time. A tool that fails all four can still be worth using for what it does; the practice just says: know which arrangement you are in, and never keep the only copy of something that matters inside a tenancy.